In all these years, I have been asked multiple times on my opinions about Robo-Advisors like Betterment and Wealthfront. In general, I think they are great options for people who just get started without a lot of money to invest. They can also be used by experienced people or even professionals to manage a portion of their portfolio. After all, a Robo-Advisor is just a portfolio management tool to help us invest. The question comes down to if you are using it correctly or not. From what I know, many people are probably not.

How much cumulative returns do you need to recover from a 50% market drawdown? Most of you know it is 100%, not 50%. What percentage of an annualized compound rate of return or Compound Annual Growth Rate (CAGR) do you need to get a 100% total return to recover from the loss in three, five, and ten years? How about a more typical 20% or 30% loss? Also, what's the average annualized equity market return after 10%, 15%, 20% market decline in one, three, and five years? You will find all these numbers here.

Last week, we shared some charts and statistics to help you calm down emotionally during the market meltdown. This week we will talk about some opportunities and strategies you could consider logically.

Global markets have been extremely volatile recently. Many investors are freaking out and do not know what to do. I know you do not because you have been reading and learning from different sources, including my blog posts. You knew volatility is part of the market and you would experience some market turmoils like this in your lifetime, so you built a plan and you are prepared. Having said that, you may still feel some uncertainty or a little anxious when you are actually experiencing it like now. These feelings are so natural since we are not robots. Human has emotions. The key is to remember that emotions are our enemies when it comes to investing, and we should stick to our plan. This week I would like to share with you some of my favorite charts and statistics about market volatility to help you calm down a little more emotionally. Next week I will share with you a few things that you may want to check with your own plan.