Track and analyze your income, expenses, and savings.
Set emergency funds.
Compare and analyze your current debts and new debts (e.g. mortgage, student loans).
Improve, and monitor your credit scores.
Optimize your credit card benefits.
Buy VS. Lease a car.
Buy VS. Rent a home.

Help you understand all investment options and vehicles available to you.
Create your risk profile by evaluating your risk tolerance, risk capacity, and the amount of risk you need to take to achieve your goals.
Explain our investment philosophy.
Review and analyze your current investments (e.g. 401k, real estate, private investments, investments outside the U.S.).
Create the Investment Policy Statement(IPS) to set savings and investment plans for your goals.
Review and analyze any new investment offerings you receive.
Keep you updated with new investment options and research that may benefit you.
Monitor, review, and update your investments periodically from risk, return, and tax perspective based on your goals.

Estimate your Social Security and Medicare benefits.
Help you understand all tax-advantaged retirement accounts available to you and identify any missing opportunities.
Estimate how much do you need in order to be financial independent.
Estimate when can you reach financial independence based on your current financial situation.
Adjust your savings, investment, career, and family plans accordingly.
Track, review, and update your plan periodically.

Review your last three-years of tax returns to identify any mistakes or missing opportunities.
Identify any potential tax savings opportunities currently and in the future.
Identify any potential tax reporting problems currently and in the future.
Optimize tax consequences for future moves.
Keep you updated with tax law changes that may affect you.

Analyze and optimize the benefits available to you at work (e.g. health insurance, disability insurance, life insurance, 401k, HSAs, FSAs, RSUs, ESPPs, Stock Options).
Compare different job offers/compensation packages.
Review and update your benefits selection every year or at a life changing event.

Identify potential risks you are currently facing.
Review and analyze your current insurance coverage (e.g. health insurance, life insurance, disability insurance, long-term care insurance, homeowner/renters insurance, auto insurance, liability insurance)
Identify any potential insurance gaps or cost savings opportunities.
Compare and analyze new insurance offers.
Review and update your insurance coverage periodically.

Explain common estate planning mistakes.
Review your estate planning documents, title on all your assets, beneficiary designations on all your accounts.
Identify any gaps, opportunities, and make sure everything is up-to-date.
Review everything periodically and update it accordingly.

Analyze and determine entity types.
Review and identify cost savings opportunities. (e.g. tax deductions, tax credits, retirement plans, group employee benefits).
Keep you updated with tax law changes that may affect your business.

Estimate potential college costs.
Help you understand all tax-advantaged college funding accounts available to you and identify any missing opportunities.
Analyze financial aid and merit-based scholarships.
Analyze student loan options.