2018 Second Quarter Market Review And "E+R=O, a Formula for Success"

It's time for our quarterly market review again. This quarterly material is to help you reinforce the concept of diversification, and serve as a reminder that you should view daily market events from a long-term perspective and avoid making investment decisions based solely on the news.

You could also learn how to apply a formula of success to investing from the article, "E+R=O, A Formula For Success", written by David Jones, on the last two slides. Enjoy reading!

Should You Get Individual Long-Term Disability Insurance In Addition To The Group One?

Should You Get Individual Long-Term Disability Insurance In Addition To The Group One?

In my opinion, long-term disability insurance is probably one of the most important but overlooked insurance for young professionals. If you are in your 20s, 30s, or even 40s, what do you think is your biggest financial asset? Money in your bank? Your car? Your house? Many of you may not realize that the most valuable financial asset you currently have is probably the value of your future income. Long-term disability insurance is a great tool to help you protect it. Most of you are probably having some group coverage through your employers. So, the question really comes down to whether you should add additional individual coverage on top of the group one. This week I will share with you how to get a quick answer to this question in three simple steps.